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LazyPay Se Instant Personal Loan: Hello friends, if you are also looking for a loan company that can provide you loan facility sitting at your home. So friends, your search has ended at the right place. Because today we are going to tell you about an app which will give you loan sitting at home without any hassle. In today’s post, we are going to know how you can take loan for clothes sitting at home with the help of an app and that too instantly.
Friends, you will find many different types of loan apps in the market, more than half of these apps are frauds. Therefore, it becomes very difficult for you to know which of these apps you should choose which can provide you the loan in the right way, that too online, sitting at your home. In today’s post we have brought one such application. Return: I request you to read this post till the end so that all the questions that may arise in your mind after reading this post are resolved. Friends, the name of the app about which we are going to tell you today is LAZYPAY.
With the help of this LAZYPAY app, you can fill the application for online loan sitting at your home. That means you can take the loan amount in your bank account while sitting at home and that too in just a few selected steps. Friends, you will read this post completely till the end. So friends, let us start the process of giving you information. If you want to take a loan from this LAZYPAY or are thinking of taking a loan or someone you know is going to take a loan, then what are the things he has to keep in mind? In today’s post, we will answer all your questions. Will answer.
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LazyPay Instant Perosnal Loan 2024
Friends, if you want to take a loan with the help of this LAZYPAY app, then we will give you some information. In today’s post, that information will prove to be very beneficial for you. If you take a loan from this app, then this information is included in it.
First of all, how much loan are you going to get from this LAZYPAY app. That is, how much loan is this LAZYPAY app going to provide you? In other words, if you want to apply for a loan through this app, then how much loan can you get? In today’s post, we are going to explain it to you in detail.
Secondly, how much interest is this LAZYPAY app going to charge on the loan you are going to get with the help of this LAZYPAY app. That means, how much interest rate will you have to pay on the loan that this app is going to give you. We are also going to tell you information related to this interest in this post.
Third, what documents will you need for the loan that LAZYPAY is going to provide you. That is, what documents should be available with you when you are going to apply for loan from this LAZYPAY app. So that you do not have to face any kind of inconvenience at that time. That is why today we are going to give you information about this also.
Fourth, how much time is this company going to give you to repay the outstanding amount of the loan. That means, how much tenure rate is this company going to impose on you? The higher the tenure rate, the better it is going to be for you.
Fifth, if you want to take a loan from this company, then you will have to fulfill the eligibility criteria made by this company. If you fail to fulfill the eligibility criteria made by this company then this company will not give you the load, hence you will have to fulfill the eligibility criteria of this company.
Friends, first of all we are going to find out how much loan this company is going to provide to you. If you want to take a loan from this company, then how much loan can this company give you.
What is LazyPay Loan App?
LazyPay is an online Personal Loan and Pay Later app. This app gives you a credit loan in just a few minutes, which you can use at 45,000+ online stores and merchant stores anywhere in India. In this you can get a credit limit of Rs 10,000 at free interest rate. Apart from this, with the help of XpressLoan option, you can also take personal loan ranging from Rs 5,000 to Rs 5 lakh.
LazyPay app was launched by PayU Finance (India) Private Limited company on Jun 19, 2014. Currently it is a very popular Pay Later app. You can borrow money from it anytime, and repay after every 15 or 30 days at 0 interest rates. You can shop with credit money, pay bills, recharge and also do UPI money transfer.
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How much loan amount are you going to get from here?
Friends, now I am going to give you information that if you are going to take a loan from this company, then how much loan can this company provide to you. For your information, let me tell you friends, with the help of LAZYPAY you can get an instant personal loan ranging from Rs 10,000 to Rs 1,00,000.
That means you can apply for a loan of minimum Rs 10,000 and maximum Rs 1,00,000 from this company. So now you must have come to know how much loan you can get from this LAZYPAY company and how much loan you can apply for. Now let us know what interest rate this LAZYPAY company is going to charge you if you take a loan from here.
How much interest will be charged on LazyPay?
Friends, if you are going to apply for a loan from any company or any bank, then the most important thing for you is what interest rate the bank or company is going to charge you because the less interested Meaning more profit and higher interest rate means more loss, hence it becomes very important for you to know what interest rate any company or any bank is going to charge you.
For your information friends, let me tell you that this LAZYPAY company is going to charge you interest rates ranging from 15% to 32%. In other words, if you are going to take a loan from this company, then the interest rate you will have to pay will be at least 15% and maximum 32%. Friends, now you have come to know that you will get loan through this LAZYPAY company. What will be the interest rate on the loan? Friends, now let us tell you what documents you will need to take a loan from this LAZYPAY app.
Which documents are required for LazyPay?
Friends, for your information, let me tell you that this LAZYPAY app works completely online. Therefore, you do not need to provide any original documents in this. I am going to tell you now about the documents you are going to need. First of all, friends, you are going to need Aadhar card, which you will definitely have, so you do not have to worry about Aadhar card.
Friends, PAN card number comes second, in today’s time, PAN card is also something which every person has, but there are some people who do not have it, so it is going to be very important for you. You must have a PAN card if you want to take a loan from this company. Friends, at number three comes your selfie. You will have to hold all your documents in your hand and bring them near your face and take a selfie and upload that selfie inside this app.
Friends, now we have come to know which documents you will need if you are going to take a loan from this company or want to take a loan. Now let us talk about how much time this company gives you to repay the outstanding amount of the loan.
How much time will you get on LazyPay?
Friends, I want to give you this information that if the tenure rate of any company is high then it can be a very profitable deal for you but if it is low then it can also be a very lossy deal for you because you have to work in that company. The loan amount will have to be returned to this company in a very short time.
So I would like to give you information only, this company gives time ranging from 3 months to 24 months to its customers so customers take loan from it. That means, the tenure rate you get from this company ranges from 3 months to 24. In other words, if you take a loan from this company, you can take up to 24 months to repay the loan amount.
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Who can take loan from LazyPay?
Friends, there is only one eligibility criteria for you through this company which you have to fulfill. This eligibility criteria is such that if you work somewhere then your monthly salary should be ₹ 12000 and if you have your own business then your monthly salary should be ₹ 15000.
Features of LazyPay Personal Loan App
- With this you can take instant personal loan sitting at home.
- The loan amount is deposited into the account immediately.
- You can get a credit limit of Rs 10,000 in just a few minutes.
- You can take credit loan (Pay Later) at zero interest rate.
- Personal loans are available at very attractive interest rates.
- You can take a personal loan of Rs 5,000 to Rs 5 lakh.
- You can apply for loan through paperless process.
- You can choose the tenure of personal loan as per requirement from 3 months to 60 months.
How to take personal loan from LazyPay
If you want to take a loan from LazyPay sitting at home, then follow the following procedure.
- First of all download LazyPay app from Play Store.
- Now register in it with your mobile number.
- After registration, you will have to allow some permissions.
- Give some of your personal details, like name, email address, and date of birth etc.
- Now complete KYC by uploading Aadhar card, PAN card and photo etc.
- After completing KYC, you can apply for Pay Later.
- You can also take a personal loan, for which you should have sufficient documents.
Example of Loan EMI Calculation
- Loan amount: Rs 10,000
- Tenure: 6 months
- Interest rate: 18% per annum
- Monthly EMI: Rs 1755
- Processing Fee: Rs 200
- Total Payment: Rs 10,730
- Note that interest rates and processing fees may vary.
Conclusion
So friends, in today’s post we learned how you can take a loan from 11 loan apps sitting at home. What documents are you going to need? What will be the interest rate you are going to get through LAZYPAY? What eligibility criteria do you have to fulfill to take a loan from LAZYPAY? So that’s all in today’s post, see you in another similar post in which we will tell you about a better app than this app, till then Jai Hind Vande Mataram.
