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Government New Jan Samarth Loan Portal: The central government has started a new portal to provide various types of loans for agriculture sector, business and education, which has been named Jan Samarth Portal. Through this portal, any citizen of India can easily get a loan ranging from ₹ 10000 to 10 lakh rupees.
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Government New Jan Samarth Loan Portal
You can use the loan taken through Government New Jan Samarth Loan Portal for various purposes. Like education, agriculture, business etc. How can you take this loan. Which documents do you need, what is its complete process, information about this is given below in this article.
What is Jan Samarth Loan Portal?
Jan Samarth Loan Portal has been started by the Government of India with the aim of providing various types of loans. Through this portal, any citizen of India can get a loan for education, for agriculture related work, for doing his own business and can apply for it from this portal.
Through this portal, you are provided loans from different types of banks. For this, you have to go to the portal and fill an application form and fulfill the eligibility criteria mentioned in it.
- The government will bear all the expenses to open Pradhan Mantri Bhartiya Jan Aushadhi Kendra
- You will get a loan of Rs 5 lakh in 10 minutes, this is how you have to apply online.
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Loan Category on Jan Samarth Loan Portal
If you want to get a loan by applying on Jan Samarth Loan Portal, then you can take a loan here according to your need. For this, different types of categories have been kept on this portal, you can get a loan under any of these categories.
Schemes in Every Category
The government can give loans in five different types of categories through this portal. You get loan under these categories through different types of schemes. You can see the list of which scheme has been implemented in which category below.
- Education Loan (1 Scheme) :- Central Sector Interest Subsidy (CSIS) Kisan Credit Card (1 scheme) Agri Infrastructure Loan (3 Scheme)
- Agri clinics And Agri Business Centers Scheme (ACABC) Agricultural Marketing Infrastructure (AMI) Agricultural Infrastructure Fund
- (AIF) Business Activity Loan :- 6 Scheme Prime Minister’s Employment Generation Program (PMEGP) Weaver Mudra Scheme (WMS)
- Pradhanmantri MUDRA Yojna Pradhan Mantri Street Vendor Aatmanirbhar Nidhi Scheme (PM SVANidhi)
- Self Employment Schemes for Rehabilitation of Manual Scavengers (SRMS)
- Stand Up India Scheme (StandUPIndia)
- Livelihood Loan :- 1 Scheme Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM)
Documents Required
- PAN Card
- Aadhaar Card
- Passport Size Photo
- Permanent Address of the Applicant
- Business Address and Proof of Establishment
- Balance Sheet of last 3 years
- Income Tax Returns and Self Tax Returns.
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Government New Loan Portal How to apply online
If you want to apply for any type of loan through Jan Samarth Portal, then for this you have to follow the process given below.
Step I – Register And Login
First of all you have to click on the Register button given in Important Link.
Government New Jan Samarth Loan Portal
- After that you have to enter your mobile number and captcha code and tick mark the declaration box and click on the option of Get OTP.
- After that a registration form will open in front of you in which many types of information will be asked from you.
- You have to enter all the information carefully and enter the mobile number and email ID carefully.
- Your registration information will be sent to your registered mobile number and email ID.
- After that you have to click on the Login option and login by entering your registered mobile number and captcha code.
Step II – Check Eligibility Criteria
After logging in, click on the G category in which you want to apply for a loan in the drop down menu of Schemes appearing on the home page of Jan Samarth Portal.
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Government New Jan Samarth Loan Portal
- After that a new page will open in front of you where after scrolling a little you will see the Check Eligibility button, click on it.
- Here you will be asked some questions which you have to enter carefully and finally click on the Calculate Eligibility option appearing.
- After that the information about how much loan you are eligible for will be visible on the screen in front of you.
- After that, you will see on the screen how much maximum loan you are eligible for, what will be your monthly installment and how long will be the loan tenure.
Step III – Apply For Loan
- If you agree to this, then you have to click on the option of Login to Apply.
- After that an application form will open in front of you to apply for this loan.
- Where you will be asked many types of details, you have to enter them carefully.
- You may have to upload the scanned copy of some documents online, upload it carefully.
- If the application made by you is verified by the bank and everything is found to be correct, then the amount of your loan is credited to your bank account.
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Frequently Asked Questions FAQ- Jan Samarth Loan Portal
Q1. How much loan can be availed on Jan Samarth Loan Portal?
Ans ₹ 10000 to 10 lakh rupees loan can be availed on this portal.
Q2. What is the customer care number for Jan Samarth Loan Portal?
Ans +917969076111
Q3. Can anyone apply for a loan on Jan Samarth Loan Portal?
Ans Yes, any Indian citizen can apply for this loan.
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